What apy does wells fargo bank offer on its cds.
Best cd rates at wells fargo.
What is the minimum deposit to open a cd account with wells fargo bank.
Special cds standard cds and a step rate cd.
You can also make an appointment online or by calling 1 800 869 3557.
9 month special cd rates from wells fargo bank are at 2 23 percent with an apy of 2 25 percent.
Wells fargo offers special and standard rate cds.
Wells fargo special cd requires a minimum initial deposit of 5 000 to open an account.
The rates are for the initial cd term and then are renewed at the standard cd rates if you choose to renew.
Wells fargo bank is currently offering 3 different promotional certificate of deposit rates the rates are 2 40 apy for a 5 month cd 2 65 apy for a 9 month cd and 3 30 apy for an 18 month cd.
This 9 month cd rate is higher than most bank s 1 year cd rates available these days.
Unlike the fixed rate cd option that can be opened online you can only open a step rate cd in person at a wells fargo branch.
You can go to any of well fargo s physical locations.
To earn the special interest rate special rate you must i enroll a platinum savings account in this offer by speaking to a banker and requesting the special rate.
The longer term special cds offer the best wells fargo cd rates with the others not coming quite as high.
You can also earn bonus rates on these.
And iii maintain a minimum daily balance of 25 000 in the enrolled account.
Wells fargo offers three certificate of deposit account types.
Ii deposit 25 000 or more in new money to the enrolled account.
The special rates require you to deposit at least 5 000.
The step rate cd account can be opened only at a wells fargo branch.
This special interest rate offer is available only in branches.
You do have the option of earning at higher bonus rates though by linking a portfolio by wells fargo checking account.
Each cd rate has two levels.
Wells fargo has two main kinds of cds.
The standard rates require you to deposit 2 500.
Step rate cd bonus interest rate and apy are available for the initial 24 month term if you link your step rate cd at account opening to a portfolio by wells fargo program.
